Three16 Benefits — Coverage With Purpose.
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Real Help. Real Options. Real People.

Three16 Benefits Coverage With Purpose.

  • Educate
  • Enroll
  • Protect
  • Empower

Insurance doesn't have to be confusing. Three16 Benefits helps individuals, families, seniors, and businesses understand their coverage options so they can make informed decisions about protecting their health, families, and future.

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Tessa Crider, independent insurance broker and founder of Three16 Benefits
Tessa Crider Your Insurance Lady
What I can help you with

Start wherever you need to.

Every page explains the options first. Nothing here is designed to push you toward a sale.

How this works

Come learn. Then decide.

Step 1

Learn

Read the page for whatever you are trying to understand. No sign-up, no email required, no pressure.

Step 2

Talk it through

Send me a request or book a time. We go through your situation in plain language — your doctors, your budget, your family.

Step 3

Decide

Sometimes we find something better. Sometimes you are already in good shape. Either way, you'll understand why.

Tessa Crider, founder of Three16 Benefits
My why

Why Three16?

Coverage With Purpose.John 3:16

The name has two meanings for me. John 3:16 has been one of the most familiar and meaningful verses of my life. And my birthday is 16 March — 3/16.

What makes it special is that I had already decided to rename the business Three16 Benefits before I began studying the book of John deeply. Through that study, the verse became far more than something I had heard all my life.

This work became about more than insurance for me. I don’t want to simply sell a policy — I want to serve people well, be honest, and help families understand what they are actually purchasing.

Read My Story
Insights

Plain-English explainers

Short pieces on the questions I get asked most.

Read all insights

Let's make sense of it together.

You don't need to know what you need before you contact me. Working that out is the job.

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